404 | Budgeting Lessons From Real Coaching Sessions: Unexpected Moving Costs, 15-Year vs. 30-Year Mortgage Thoughts, Untracked Subscriptions and the Costco Credit Card Trap (Overspending at Costco)

Snag Our Simplified Budget System!Today, we're taking you behind the scenes of our private coaching sessions to share the real stories, real challenges, and real wins that come with building a budget that works in the messy moments of life. From surprise moving costs and mortgage pressure to sneaky Apple charges and Costco overspending, we’re breaking it all down. These lessons are too good to keep behind closed doors—because if our clients are dealing with it, chances are you are too.Whether you're in the middle of a big life change or just trying to keep your grocery budget under control, this episode is full of practical takeaways and comforting reminders. We’ve got your back through every budgeting curveball.What We Talk About:Why moving always costs more than you thinkThe 15-year vs. 30-year mortgage debate (especially for single income households)How a few forgotten subscriptions can wreck next month’s budgetThe danger of “extra” money sitting in your accountWhen buying the dream house means saying no to everything else—for a seasonCredit card points vs. actual financial peaceOur honest (maybe unpopular) opinion on Costco and bulk storesBudget Takeaways:Moving is messy—plan as much as you can, but give yourself grace when the numbers don’t look perfect.Debt freedom takes sacrifice. But short-term discomfort can create long-term options.Put your bills in one account and pull your rollover money out—no temptation!If there’s no wiggle room in your budget, it’s not the right time for a 15-year mortgage.Credit card points are not a budgeting strategy. They’re a trap. (We said what we said.)Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎⁠ ⁠⁠budgetbesties.com/facebook⁠ 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎⁠ ⁠⁠budgetbesties.com/automate⁠ 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎⁠ ⁠⁠budgetbesties.com/budget⁠ 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎⁠ ⁠⁠budgetbesties.com/coaching⁠ 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ ⁠budgetbesties.com/livecall⁠ "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to...